Get up to N100,000 loan to fund your business and settle emergencies. Visit Social Lender web App from your internet browser to apply for collateral-free loans.
Access instant loans when in need.



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what is a Loan
A loan is a financial agreement where a lender provides funds to a borrower with a commitment to repay over time, usually with interest. It can be used for personal, home, or business needs. Terms, interest rates, and eligibility vary by loan type and creditworthiness. Choosing the right loan supports financial stability and credit health.
Find the loans for you
Use our personal loan comparison tool to explore competitive low-interest loan options effortlessly. Compare loans from trusted providers with ease using our intuitive platform. Discover the ideal loan tailored to your financial needs from a range of available options.
- Home Renovations
- Travel and Holidays
- Education Costs
- Medical Expenses
- Debt Consolidation
- Moving or Relocation Costs
- Business Startup or Expansion.
- Emergency Expenses , such as urgent home repairs or legal fees.
What Can Loans Be Used For?
Loans are commonly used for significant one-time expenses, but they can generally cover a wide range of financial needs. However, it's important to review the loan terms before applying. Here are some common uses for personal loans.
Loan Cost
Loan costs vary depending on individual circumstances and financial history. Borrowers with lower credit scores may face higher interest rates, as lenders assess the risk before approving a loan.
Steps to apply for loan
Approve
Once approved, you will receive funds in your Social Lender wallet/ desired account within 10 minutes.
Apply
Apply for cash based on your need. This is quick and easy. You can also apply using SMS or USSD once registered and validated.
Connect 24/7
Use either your Mobile, Facebook, Twitter or LinkedIn account to connect to Social Lender and proceed to getting your Social Reputation Score.